PayLink Linking Your Money Transfers Seamlessly
How PayLink Links Your Accounts for Seamless Transfers
Transferring money between your accounts used to require jumping through so many hoops. Now, with PayLink, you can link your accounts for quick and easy transfers whenever you need them.
How PayLink Works
PayLink lets you connect your checking, savings, credit card, loan, and investment accounts so you can see all your balances in one place. Once linked, you can transfer money between accounts instantly using the PayLink app or website.
Link accounts from over 5,000 financial institutions including major banks, credit unions, brokerages and loan providers. PayLink uses bank-level security and 256-bit encryption to keep your information private and protected.
View real-time balances, transactions, statements and other details for all your linked accounts in one place so you always know where your money stands.
Transfer funds whenever you need to pay bills, invest, or make a big purchase. Transfers process right away so your money moves fast. There are no transfer fees for standard transfers.
Set up automatic transfers to save time. Have money moved between accounts on a schedule to pay recurring bills, make loan payments, or invest regularly without having to log in each time.
Get alerts about key account activity so you're the first to know about transactions, when your paycheck is deposited or if your balance drops below a certain amount. Adjust alerts anytime to fit your needs.
With PayLink, managing your money and moving it between accounts is efficient, affordable and just plain easy. Link your financial life for good with PayLink.
PayLink's Advanced Security Keeps Your Money Safe
PayLink uses advanced security measures to keep your money transfers safe and secure. Our system employs
end-to-end encryption, multi-factor authentication, and data isolation techniques so you can send and receive money with confidence.
End-to-End Encryption
When you initiate a transfer on PayLink, your information is encrypted immediately and stays encrypted throughout the entire process. Your account information, transfer details, and funds are hidden in coded messages that can only be unlocked by you and the recipient. No one in between, not even PayLink employees, can see or access your sensitive data.
Multi-Factor Authentication
For an added layer of protection, PayLink requires multi-factor authentication to log in to your account or authorize transfers. This means providing two or more pieces of evidence to prove your identity, such as your password plus a security code sent to your phone or email. Requiring multiple factors helps ensure that only you can access your account, even if one factor is compromised.
Data Isolation
PayLink stores all customer information and funds in separate data centers and servers. This isolation of data reduces risks from system failures or security breaches. Your information and money cannot be accessed through other parts of PayLink's network.
Monitoring and Testing
PayLink's security team continuously monitors all systems and networks for suspicious activity. We also regularly test our security controls and processes to identify and address any potential weaknesses. These practices help make PayLink's infrastructure resilient in the face of emerging cyber threats.
With PayLink's dedication to security, cutting-edge technology, and vigilance, you can transfer money online with the utmost confidence your information and funds are protected. Our advanced safeguards keep your money shielded from threats at every stage of the transfer process so you can pay others swiftly and securely.
Getting Started With PayLink in 3 Easy Steps
Getting started with PayLink is simple. Just follow these three easy steps to link your bank accounts and send money in minutes.
1. Sign up for a free PayLink account
Head to PayLink.com and enter your name, email address, mobile number, and a password you'll remember. We'll send a code to verify your email and phone. Enter the codes, and your account will be set up in seconds.
2. Add your bank accounts
Next, add the bank accounts you want to link by entering your online banking login details. We use bank-level security and data encryption to keep your information private and protected. PayLink supports most major banks, credit unions, and prepaid card providers in over 50 countries.
3. Send money
Now you're ready to send money to anyone, anytime. Just enter the recipient's mobile number or select them from your contacts. Choose which of your linked accounts you want to send from, review the details, and confirm the transfer. Your recipient will get an SMS alert within seconds saying the money has been deposited in their account. They can withdraw the cash from an ATM right away or spend it anywhere using their debit card.
Sending and receiving money with PayLink is completely free. We don’t charge any fees for domestic or international money transfers. The funds are transferred between accounts using the real-time payments infrastructure of the banking system, so the money is available immediately for your recipient to use as cash.
PayLink makes person-to-person payments simple, fast, and secure. No more dealing with checks, wires, cash or hidden fees—just seamless money transfers between people. Sign up today and discover a better way to send and receive money.
